Group health insurance provides health care coverage for student organizations , religious organizations , businesses , professional associations and other groups. Most Americans get health insurance from their employer collective . In most cases , the employer pays all or part of the health insurance premium .
Group health insurance employee and employer benefits . Employees covered by the health insurance plan , receive medical attention quickly with little or no cost. Compared to individual health insurance , health insurance is cheaper. Another advantage is that no medical examination is required to qualify for group health insurance .
A wide range of group insurance plans are available to choose from. Group fully insured employer, small employer group , large group company, health maintenance organization (HMO ) , self-funded ERISA, group managed care and preferred provider organization are certain types of group health insurance .
Get quotes from web sites group health insurance is quite easy . To qualify for a health insurance policy group , the employer must have at least two full-time employees on the payroll. While purchasing a group health insurance , you should seek the help of group health insurance broker . Golden Rule Insurance Company , UniCare , Aetna Inc. , Horizon Blue Cross Blue Shield of New Jersey, Health Net of California, and the time the insurance company are some of the major insurance companies health insurance group health offered .
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